Alternative Loans
There are two basic categories of loans available: federal loans and private loans. In general, the federal loans for students (also called Stafford Loans and Perkins Loans) should be your first choice. Parents should consider federal loans for parents (also called PLUS Loans).
Private or "alternative" loans do not require a FAFSA and may be a solution if, after receiving your federal loans and grants, you still find a gap between your available funds and your costs.
We have listed several lenders below that offer an alternative loan. Each loan program may offer different interest rates, repayment options and initial eligibility requirements. You should investigate each program individually. Also, LoanFinder is available to compare your options.
| Signature Loans | 1-800-695-3317 |
| CitiAssist Loans | 1-800-394-7580 |
| Chase Select | 1-866-306-0868 |
| Nelnet Loans | 1-888-329-8374 |
| KeyBank | 1-800-KEYLEND |
| United Methodist Loan | 1-615-340-7346 |